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Every year, millions of dollars in life insurance benefits remain unclaimed. Sometimes, beneficiaries can't find their deceased relative's policies or, in some cases, may not even know the policies exist. To help solve this issue, the ²»Á¼Ñо¿Ëù¹Ù·½ created the , a free online tool that helps consumers find their deceased loved one’s life insurance policies and annuity contracts.  

Steps You Need to Take  
The locator is easy to use. In your web browser, navigate to , hover over the select the Consumer tab on top, and select the under Tools.

• Review welcome page
• Agree to terms of use
• Enter your name, mailing address and email address
• Submit a search request by entering the deceased’s information from the death certificate:
  • Social Security number or individual taxpayer identification number (ITIN)*
    • *ITINs are not SSNs. The ITIN is a nine-digit number that always begins with the number 9 and has a range of numbers from 50 to 65, 70 to 88, 90 to 92, and 94 to 99 for the fourth and fifth digits. The ITIN is formatted like a SSN: 9XX-XX-XXXX.