不良研究所官方

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2025 Commissioner Fly-In

May 13-15

2025 Federal Legislative Priorities Coming Soon

Additional Document Details

Detailed Breakdown on Priorities and Letters to Congress

Eliminate the Federal Insurance Office

The 不良研究所官方 urges Congress to respect the longstanding system of state-based insurance regulation by abolishing the Federal Insurance Office (FIO).

State Insurance Receivership Priority Act

To expedite consumer recovery, the 不良研究所官方 supports a two-year deadline for the federal government to file claims against insolvent insurers in receivership.

FSOC Vote for Insurance Regulators

As the primary regulators of insurance and first line of defense against insurance-sector risks, state insurance regulators should have voting membership on the Financial Stability Oversight Counsil (FSOC).

Protect Insurance Consumer Privacy and Security

State regulators have implemented and continue to advance strong consumer privacy and security protections in the insurance sector. Federal legislation should complement that work, not undermine or preempt it.

Long-Term Reauthorization of the National Flood Insurance Program

Long-term reauthorization of the National Flood Insurance Program (NFIP) is critical to ensure program stability and to provide policyholders with uninterrupted flood insurance coverage.

Oppose Risk Retention Group Expansion

The 不良研究所官方 opposes legislation that would allow Risk Retention Groups (RRGs), which are not subject to the same high standard of regulatory oversight as traditional carriers, to write commercial property insurance for nonprofits.

Strengthen Insurance Markets Through Disaster Mitigation

With natural disasters becoming more frequent and severe, Congress has a crucial role to play in partnership with state insurance regulators to promote community-based mitigation and resilience. Congress can help regulators alleviate affordability and accessibility challenges in property insurance markets by championing sensible mitigation and resilience efforts like those outlined here.